Certain low- to moderate-income individuals or families in Tennessee may be eligible for money to construct, repair or improve household water well systems through 1 percent interest loans from the Foundation for Affordable Drinking Water.
Pennsylvania is the latest state to be added to those served by the loan program created by the foundation, which was established through the National Ground Water Association.
Qualified applicants can borrow up to $8,000 at 1 percent interest for a term not to exceed 20 years. To qualify, households must:
* Own the home and use it as the principal residence
* Have as the primary drinking water source an individual household well system located on the property of the home
* Must meet income and other eligibility requirements
* Be located in a city, town, or unincorporated area with a population of less than 50,000.
In addition to Pennsylvania, the program is available in Alabama, Colorado, Idaho, Indiana, Iowa, Kansas, Maine, Massachusetts, Michigan, Minnesota, Nebraska, New York, North Carolina, Ohio, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, and Wisconsin.
The foundation will not underwrite a loan once a project is underway or has been completed. Most new home construction projects are not eligible.
Another important aspect of the loan program is to educate loan recipients on the importance of regular well maintenance and annual testing of their well system.
Complete information, including application forms and requirements and income eligibility limits, can to accessed by going to www.ngwa.org and clicking on the link for the Foundation for Affordable Drinking Water. Applications and additional information can also be obtained by contacting the foundation at (800) 551-7379, (614) 898-7791, ext. 544, or by emailing Peg Leach at pleach@ngwa.org. You also can learn more about the program by going to www.wellowner.org and clicking on "Financing."
"Water is essential, and the Foundation is committed to helping those in greatest need," said Paul Humes, foundation director. "If you have a real need and meet the qualifications for this program, we encourage you to apply."

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