OK, be honest now. Have you ever wished for the right opportunity to buy home, but made excuses for not doing so? How easy it is to say, “Can we really afford it right now?” or “Homes are so expensive,” or the all-time best excuse, “Maybe things will be better next year.”
Well, now it’s time for an attitude adjustment. For a long time now, inflation in our country has been extremely low – nearly non-existent. That means home prices have risen very slowly. What’s even more remarkable is that interest rates have fallen to their lowest point in over 40 years. What an amazing statistic.
As you are probably aware, each monthly payment you make consists of mostly interest and very little principal. That is why your loan balance decreases so slowly. In times of low interest, however, monthly payments are much lower because the interest portion of the monthly payment is greatly decreased. Chances are good – right now – that you can buy a home and have monthly payments lower than paying rent.
So you can buy a home today and choose from one of two great benefits. The first is lower payments. The second choice is being able to buy more home than you’ve imagined with the same payments you now enjoy. Ask a real estate agent to explain how your buying power has increased dramatically.

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